Bird Droppings and Damage to Exterior of Home
Bird Droppings and Damage to the Exterior of a Home Our homeowners insured is covered with a standard HO 00 03 04 91. During a recent storm a large…
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Water Damage Claim to Interior of Building
Water Damage Claim to Interior of Building October 10, 2011 Insured alleges that during Hurricane Irene, contents sustained water damage due to roof…
Read Full ArticleLandmark Am. Ins. Co. v. SCD Memorial Place II, L.L.C.
The U.S. Court of Appeals for the Fifth Circuit has reversed the decision of the lower court, finding that a policy that listed windstorms among the covered perils did not cover flood damages caused by Hurricane Harvey, even though flooding was not specifically excluded.
Read Full ArticleLiquor Liability Exclusion
Explains the ISO CGL liquor liability exclusion with cited court cases and includes a chart of the recently updated liquor liability grades by state.
Read Full ArticleFunctional Replacement Cost Issue
Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…
Read Full ArticleAllianz X Invests $96.6 million in Digital Microinsurer BIMA
Allianz X, the digital investment unit of the Allianz Group, has made a $96.6 million investment in BIMA, a digital microinsurer using mobile technology…
Read Full ArticleFraming CERCLA's Act of War Defense
Framing CERCLA’S “Act of War” Defense September 24, 2013 Plaintiff, Cedar & Washington Associates, LLC appealed…
Read Full ArticleBel Air Auto Auction, Inc. v. Great Northern Ins. Co.
Did COVID create "physical loss or damage" for businesses? The Maryland Court of Appeals is getting their chance to rule on the issue.
Read Full ArticleCU 24 53 12 20 - Automatic Insured Status for Newly Acquired or Formed Limited Liability Companies-Excess Auto Dealers Acts, Errors or Omissions Liability Coverages
CU 24 53 12 20 - Automatic Insured Status for Newly Acquired or Formed Limited Liability Companies-Excess Auto Dealers Acts, Errors or Omissions Liability Coverages
Read Full ArticleDeposits and Fees Expected of Domestic Surplus Lines Insurers
DSLI's differ from other domestic insurers.
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