Insurance Coverage Q&A: Is a Tree House an Outdoor Fixture?

A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.

Winterizing Gone Awry

Winterizing Gone Awry October 26, 2015 A client of ours owns a second home in New Jersey and had hired a plumber to winterize his plumbing before the…

CP 11 99 06 95 Builders Risk Changes - Standard Property Policy

CP 11 99 06 95 Builders Risk Changes - Standard Property Policy, June 1995 Edition

Tolling of Claims Period under Insurance Contract

In McDonald v. Farm Bureau Ins. Co., 2008 WL 1810169 (Mich.), the Supreme Court of Michigan answered the questions of whether a contractual limitations…

At Biden's Request, OSHA Updates COVID Worker Safety Guidance

Pres. Biden asked for the updated guidance in an executive order on Jan 21., which also called for rules on fines for violations, if necessary.

CA 00 20 03 10 Motor Carrier Coverage Form

CA 00 20 03 10 Motor Carrier Coverage Form, March 2010 edition

BP 16 23 08 24 Exclusion - All Hazards in Connection with an Electronic Smoking Device, its Vapor, Component Parts, Equipment and Accessories

The ISO BP 16 23 08 24 Exclusion - All Hazards in Connection with an Electronic Smoking Device, its Vapor, Component Parts, Equipment and Accessories that can be attached to the Businessowners Coverage Form.

CG 23 06 12 20 Cannabis Exclusion With Designated Product or Work Exception Subject to Cannabis Products-Completed Operations Aggregate Limit

Undamaged Portion of House and Ordinance or Law

I am handling a claim for the insured on an open perils homeowners policy with an endorsement that covers code upgrade/enforcement. The covered peril…

CP 10 35 06 95 Watercraft Exclusion

Watercraft Exclusion, June 1995 Edition