Damage Caused by Ice Shove

Discusses coverage when strong winds push ice off the water and onto land, damaging property.

Glossary of Fraud Terms

Terms used in insurance policies often have specific definitions. Likewise, there are terms common to various segments in the industry itself that…

HO 03 12 03 22 Windstorm or Hail Percentage Deductible

The HO 03 12 03 22 Windstorm or Hail Percentage Deductible endorsement for the homeowners program.

CG 21 75 01 15 Exclusion of Certified Acts of Terrorism and Exclusion of Other Acts of Terrorism Committed Outside the United States

Court: Law Does Not Preclude Enforcement of Policies Notice Requirements

The New York Supreme Court, Appellate Division, has determined that in the case of a personal injury action that was reported after a renewal policy began, but outside of the depicted reporting periods, New York insurance law does not preclude enforcement of claims-made-and-reported policy's notice requirements.

Hiscox Inc. Private Company Management Liability Policy PVT P002

Hiscox Inc. Private Company Management Liability Policy PVT P002, (07/09)

Fraud of the Week: The Employee Wasn't the Only one Digging

When digging and carrying beer get you in trouble.

Standard Fire Insurance Policy

This article explains the 1943 New York fire policy, which has been incorporated into subsequent policy forms.

Rental Cars, the PAP, and the Loss Damage Waiver

Rental Cars, The PAP, &The Loss Damage Waiver October 10, 2012 How Does The Policy Relateto The Rental Agreement? Summary: A rented car is covered…

Direct Loss under Personal Auto Policy

Direct Loss under Personal Auto Policy April 11, 2011 Our insured is involved in an accident. The accident damages two of the 4 tires on the vehicle.…