Fraud of the Week: Phony Policies for Real Commissions
Agent falsifies policies for commissions.
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Merck & Co. v. Ace Am. Ins. Co.
The New Jersey Appellate Division concluded that an insurance policy exclusion for "hostile/warlike action" did not include a cyberattack on a nonmilitary company, regardless of whether that attack was from a private actor or a government or sovereign power.
Read Full ArticleInsurance Coverage Q & A of the Week – When Rodents Chew the Wires
When the rodents chew the wires, is the damage covered?
Read Full ArticleContractual Liability Insurance – Part Two
A continuance of contractual liability insurance discussion.
Read Full ArticlePolicy Period Discussion
Policy Period Discussion I would like to have your opinion on the following situation: The Personal Liability coverage under Insured Location definition…
Read Full ArticleInsurance Coverage Q&A: Is a Tree House an Outdoor Fixture?
A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.
Read Full ArticleWinterizing Gone Awry
Winterizing Gone Awry October 26, 2015 A client of ours owns a second home in New Jersey and had hired a plumber to winterize his plumbing before the…
Read Full ArticleCP 11 99 06 95 Builders Risk Changes - Standard Property Policy
CP 11 99 06 95 Builders Risk Changes - Standard Property Policy, June 1995 Edition
Read Full ArticleTolling of Claims Period under Insurance Contract
In McDonald v. Farm Bureau Ins. Co., 2008 WL 1810169 (Mich.), the Supreme Court of Michigan answered the questions of whether a contractual limitations…
Read Full ArticleAt Biden's Request, OSHA Updates COVID Worker Safety Guidance
Pres. Biden asked for the updated guidance in an executive order on Jan 21., which also called for rules on fines for violations, if necessary.
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