Circular Tracker 6-10-26

A summary of the ISO Circular for June 10, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Building and Personal Property Coverage Form—Archived Article

Building and Personal Property Coverage Form—Archived Article ISO Commercial Property Program February 2009   Summary: Under the commercial…

Personal Property Claim- Washington

Fraud of the Week January 4, 2016 Personal Property Claim—Washington AMOUNT: $2,500.00   An insured filed a claim that her vehicle was broken…

Wultz v. Bank of China

Discovery plays an important role in an insurer's ability to successfully prosecute a 'Mallela' fraud case. In his Insurance Fraud column, Evan H. Krinick discusses the standard that insurers bringing a 'Mallela' action generally must meet to be able to obtain discovery from third parties and reviews two recent court decisions applying that standard.

Reasonable Repairs and Asbestos Removal

Reasonable Repairs and Asbestos Removal Our insured's home suffered water damage as a result of the main water line breaking just outside the home.…

Insurance Coverage Q&A: Child Safety Seats - Are they Auto Equipment or Personal Property?

Are child safety seats auto equipment or personal property?

CG 21 71 01 15 Exclusion of Other Acts of Terrorism Committed Outside the United States; Cap on Losses from Certified Acts of Terrorism

Additional Insured Provisions - Archive

Additional Insured Provisions – Archived Article August, 1998 Thinking It Through Requests to add additional insureds to general liability policies…

HO 04 26 05 11 Limited Fungi, Wet or Dry Rot, or Bacteria Coverage

HO 04 26 05 11 Limited Fungi, Wet or Dry Rot, or Bacteria Coverage, May 2011 Edition

Pandemic Workers' Comp Premium Audits: Unforeseen Perils

States are issuing emergency rules amidst COVID-19, causing insurers and insurers to face confusion and rising costs, among other issues.