Ambiguity Defeats Waiver of Stacked Coverage
This case discusses how and why an insured was permitted to stack her UM/UIM benefits despite her waiver of stacked coverage.
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Fraud: Woman Damages Car on Imaginary Concrete Barrier
A woman tells her insurer that she hit a concrete barrier in an intersection, a barrier that was never existant in that intersection.
Read Full ArticleCG 22 31 07 98 Exclusion - Riot, Civil Commotion or Mob Action - Governmental Subdivisions
CG 22 31 07 98 Exclusion - Riot, Civil Commotion or Mob Action - Governmental Subdivisions, July 1998 Edition
Read Full ArticleHO 04 91 05 11 Coverage B - Other Structures Away From the Residence Premises
HO 04 91 05 11 Coverage B - Other Structures Away From the Residence Premises, May 2011 edition
Read Full ArticleCG 00 40 12 07 Pollution Liability Limited Coverage Form Designated Sites
CG 00 40 12 07 Pollution Liability Limited Coverage Form Designated Sites, December 2007 edition
Read Full ArticleCircular Tracker 6-18-2025
A summary of the ISO Circular for June 18, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleInsurer Not Required to Replace Damaged Property with Comparable Property
Insurer Not Required to Replace Damaged Property with Comparable Property Our insured's 1996 Palfinger Crane Model PK10500 was declared a total loss.…
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Summarization and discussion of the ISO Insurance Protection Insurance Policy.
Read Full ArticleCircular Tracker 2-25-2025
A summary of the ISO Circular for February 25, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleWhen the City Requires Insurance for Your Firearm
The San Jose City Council voted on January 26, 2022 to require gun owners to carry insurance for their firearms. Read the ordinance and review the issues in this article.
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