Decaying Raccoons-Rodents or Not

HO-3 policy -- A mother raccoon stows her 6 babies and one kitten under the bathroom floor of our insured's home. The entry point is discovered and…

Court Rules Employee Ineligible for Workers Compensation After Accidentally Shooting Himself During Work

While the injury occurred in the course of employment, the court considered whether it arose from employment, and determined if the risk was a mixed risk or a personal risk.

Estates Endorsement PM 02 10 12 02 Contract Analysis

An overview of the inland marine endorsement Estates Endorsement PM 02 10 12 02.

Are Spare Auto Parts Covered on the Homeowners Policy

Are Spare Auto Parts Covered on the Homeowners Policy   July 10, 2017   State Farm is denying coverage on extra Auto Parts. They were in a…

Insurance on the High Seas

This article discusses insurance issues and piracy.

FP 00 10 09 94 Farm Property Coverage Form

FP 00 10 09 94 Farm Property Coverage Form, September 1994 Edition

Nonowned Auto Coverage and Family Members

Nonowned Auto Coverage and Family Members We have a situation where the husband has his own auto policy and the wife has her own policy. The husband…

CR 04 06 06 22 Inside The Premises - Robbery Of A Watchperson Or Burglary Of Other Property

CR 04 06 06 22 Inside The Premises - Robbery Of A Watchperson Or Burglary Of Other Property crime and fidelity endorsement.

Circular Tracker 5-6-26

A summary of the ISO Circular for May 6, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

CP 10 54 06 95 Windstorm Or Hail Exclusion