CG 24 06 04 13 Liquor Liability - Bring Your Own Alcohol Establishments

No Blanket Coverage for Shed Under BOP Policy

Our agency insures a beauty shop under a Business Owners Policy (BOP) (ISO BP 00 02 12 99) providing coverage for the insured's building and business…

Fraud of the Week - Preexisting Damage to Vehicle

When the damage occurred before the policy was in force.

Sprinkler Leakage Insurance

Discusses sprinkler leakage insurance as it relates to causes of loss forms and endorsment CP 10 56, which excludes coverage.

Certificates of Insurance and Conflicting Policy Language

Certificates of Insurance and Conflicting Policy Language Q We have a question about certificates of insurance. Our insured was named as an additional…

Circular Tracker 6-12-2025

A summary of the ISO Circular for June 12, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Business Interruption Following a Disaster

The recent weather disasters will without doubt interrupt the operations of many businesses, causing these businesses to turn to their insurance carriers…

Condo Association, Unit Owner, and ALE

A claim involves an HOA and HO6 policy. A collapsed sewer line caused black water damage to the interior of the insured risk. The HOA and homeowner…

Aetna Casualty and Surety Company Form UM 0001, Commercial Excess Liability

Aetna Casualty and Surety Company Form UM 0001, Commercial Excess Liability, January 1986 Edition

Background and History of the D&O Market- Archive

The background and history of the D&O market.