CG 34 16 12 19 Genetically Modified Organism Exclusion for Designated Operations or Products

2019 Cease and Desist Order Upheld

A cease and desist order issued to State Farm in 2019 has been upheld regarding application of hurricane deductibles.

Washington Commissioner asks Insurers to Expedite Debris Removal Process

This will speed up the rebuilding process.

Insurance Fraudster Claims Food Poisoning, Nets Over $204K

A New Hampshire woman has pleaded guilty for participating in an insurance fraud scheme involving claiming food poisoning from several restaurants and food companies.

Loss of Income Coverage and Power Failure

Loss of Income Coverage and Power Failure Q Our insured's policy provides loss of income coverage with a limit of $25,000 in any one "event" on loss…

Diversity Claim Denied in Katrina-Related Case

In a Hurricane Katrina-related case, the United States District Court for the Eastern District of Louisiana ruled that complete diversity between parties was destroyed and the court had no subject-matter jurisdiction.

BP 04 07 07 02 Additional Insured - State or Political Subdivisions - Permits Relating to Premises

BP 04 07 07 02 Additional Insured - State or Political Subdivisions - Permits Relating to Premises, July 2002 Edition

Mold Remediation and Water Damage Claim

The insurer filed a declaratory judgment action seeking a declaration that its policy excluded a claim for remediation of mold discovered after the insurer had paid a water damage claim.

ISO Micro-Businessowners Program

This discussion provides an overview of the new ISO Micro-Businessowners Program, including program eligibility, coverages, and available endorsements.

ISO Commercial Flood Program—Extensions, Optional Coverages and Limits

This article analyzes the extensions, optional coverages and limits section of the ISO Commercial Flood Policy.