Circular Tracker 9-19-2025

A summary of the ISO Circular for September 19, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

CA 25 67 10 13 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage

The ISO endorsement CA 25 67 10 13 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage can be used with the Employee Benefits Liability Coverage endorsement.

Gazebo Covered as Outdoor Fixture

Gazebo Covered as Outdoor Fixture   Our insured—a church covered under a CP 00 10 04 02—has a gazebo that existed on the property grounds…

Maine Looks for New Insurance Superintendent

Superintendent Eric Cioppa served the Insurance Department for 33 years, acting as Superintendent for the last decade.

Assault and Battery Exclusion, Negligent Hiring, and General Liability Coverage

Assault and Battery Exclusion, Negligent Hiring, and General Liability Coverage A claim involving a stabbing of a tenant by an unknown assailant has…

Competing Diagnosis Insufficient to Overcome Presumption

The major question before the Supreme Court of Minnesota was whether the statutory presumption applied at the time of the employee's diagnosis or only after legal proof of the diagnosis.

Additional Coverage under Property Extension Endorsement

Additional Coverage under Property Extension Endorsement January 13, 2011 Does a property extension endorsement to a commercial policy offer additional…

Third Pilot Launch for Strengthen Oklahoma Homes Program

A discussion of a press release by the OID announcing the third and final launch of the program.

Priority of Policies Determined in Wrongful Death Case

What is the priority of coverage after the primary policy is exhausted?

CG 21 99 04 13 Total Pollution Exclusion for Designated Products or Work