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State Not Owed Defense for Injuries Caused by Falling Concrete

This case shows one of the key differences between occurrence-based and claims-made policies.

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PR 04 01 09 08 Contractual Liability Coverage Extension, September 2008 edition

Rhode Island - Guidance on Insurance Data Security Statute

A discussion of a bulletin published by the RI Insurance Division providing an overview of the statute.

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CG 24 04 05 09 Waiver of Transfer of Rights of Recovery Against Others to Us, May 2009 Edition

Rampant Copper Theft Raises Coverage Questions

Rampant Copper Theft Raises Coverage Questions   A Look At Vacancy and Cause of Loss Provisions   By Diana Reitz From the November 2012 issue…

Smoke Damage From Drug Lab

We recently received a claim in which the cause of loss is reported as "smoke damage".  The "smoke damage" is actually residue from some kind of drug…

Commercial Property Coverage Checklist - Archive

Commercial Property Coverage April 2012 Coverage Checklist   Even when the ISO commercial property form is used, there are many coverage choices…

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HO 04 18 03 22 Deferred Premium Payment homeowners endorsement.