Mechanical Breakdown under Farm Policy
"Mechanical Breakdown" under Farm PolicyQOur farmowners insured was driving his tractor when he hit a rather large branch lying on the…
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Insurance Coverage Q&A: Does Your Dog Bite?
How does policy language line up with state regulations concerning insurers ability to underwrite based on dog breeds?
Read Full ArticleDog Bite Statutes Part III – Leash Laws
State leash laws for dogs are listed.
Read Full ArticleCare, Custody, and Control Exclusion and Tenant's Property
Care Custody and Control— Tenant's Property Q We would appreciate your comments on the following question concerning coverage under the commercial…
Read Full ArticleInsurance Coverage Q & A: Calculation of Increased Cost of Construction
How is the additional increased cost of construction calculated?
Read Full ArticleMatching Coverage for Nondamaged Rooms?
Our insured is a hotel that suffered damage to some of its rooms as a result of water damage. The insured is a franchisee and has an agreement with…
Read Full ArticleFraud of the Week: When the Numbers don't Match
Fraud involving paying for cash but submitting higher estimate to the carrier.
Read Full ArticleWashington Adopts NAIC's Use of AI Systems by Insurers
Following the NAIC model template.
Read Full ArticleImpaired Property Exclusions in Commercial Umbrella Liability Policies
This article explores the impaired property exclusion in commercial umbrella liability policies, its purpose, variations in wording, scope, and real-world implications, providing examples to illustrate its application.
Read Full ArticleSocial or Recreational Activity and WC
Social or Recreational Activity and WC July 25, 2016 An employee was attending a party sponsored by his employer after working hours. The employer catered…
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