New Jersey – Motorized Bicycle Insurance Requirements

A discussion of a bulletin published by the NJ Department of Banking and Insurance informing insurers of the requirements of the act.

Purported Collapse Not a Covered Event

Purported Collapse Not a Covered Event   In Rapp B. Properties, LLC v. RLI Ins. Co., 2009 WL 2927484 (N.Y.A.D. 1 Dept.), an insured building owner…

Court Ruled Company is Owed a Defense Due to Allegations of Negligence in Underlying Suit

The appellate court reversed the judgment of a district court after determining that allegations of negligence in the underlying suit were enough to trigger the insurer's duty to defend.

Colorado Insurance Department Regulation Concerning Ordinance and Law Coverage

New regulation from the Colorado Insurance Department regarding ordinance or law coverage and settlement of claims.

Drivers of social inflation for the insurance industry

Commercial auto has been the line most affected by social inflation, with rewards and settlements for accidents regularly surpassing $10 million.

CY AP 01 11 21 Application For An Information Security Protection Cyber Policy

Material Misrepresentation and Coverage under Homeowners Policy

Material Misrepresentation and Coverage under Homeowners Policy The insurer brought an action to rescind coverage under a homeowners policy, alleging…

Coronavirus and ALE

This questions discusses ALE issues when stay at home orders are in place and people risk being exposed to coronavirus.

HO 17 47 03 22 Broadened Residence Premises Definition - Unit-Owners

HO 17 47 03 22 Broadened Residence Premises Definition - Unit-Owners homeowners endorsement.

Texas – Guidance for Home and Auto Flood Victims

A discussion of a news release published by the Texas DOI providing guidance to impacted residents.