Television Damaged During Testing
Television Damaged during Testing September 2, 2014 I have an insured (subcontractor) who has set up a number of electronics to test the system as part…
Read Full ArticleSearch results
CG 20 33 10 01 Additional Insured-Owners, Lessees or Contractors-Automatic Status When Required in Construction Agreement with You
CG 20 33 10 01 Additional Insured-Owners, Lessees or Contractors-Automatic Status When Required in Construction Agreement with You, October 2001 Edition
Read Full ArticleHO 3 and DP 3 Differences
HO 3 and DP 3 Differences What are the main differences between the HO 3 and DP 3 policy forms? New York Subscriber The DP 3 provides property…
Read Full ArticleCR 00 40 07 02 Kidnap/Ransom And Extortion Coverage Form
CR 00 40 07 02 Kidnap/Ransom And Extortion Coverage Form, July 2002 Edition
Read Full ArticleALE When Staying with Relatives
Discusses paying relatives when insureds stay with them after a loss.
Read Full ArticleNo Coverage for Theft of Cryptocurrency in Homeowners Policy
A homeowner made a claim against his insurer after losing over $170,000 from his virtual wallet. The courts determined whether this constitutes a direct physical loss to his personal property.
Read Full ArticleCircular Tracker 5-19-26
A summary of the ISO Circular for May 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
Read Full ArticleFidelity Amendatory Endorsements Part I
Category 25 fidelity endorsements of the ISO Crime and Fidelity program.
Read Full ArticleUmbrella Liability, First State Insurance Company, August 1986
First State Insurance Company Commercial Umbrella Liability Form LEX-CM-UMB-2, August 1986 Edition
Read Full ArticleInsurer Not Permitted to Depreciate Labor for Homeowner Claim
The Supreme Court of Arizona recently answered two questions certified by the U.S. District Court for the District of Arizona that both concerned how an insurer may or may not use depreciation in calculating the actual cash value (ACV) of damaged property.
Read Full Article