Public Officials Bonds
Public Officials Bonds September, 2001 Surety Association of America Summary: The public official bond, a standard form under the jurisdiction…
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Bond for Embezzlement by Escrow Agent
Bond for Embezzlement by Escrow Agent February 10, 2014 Is there a type of bond that would indemnify a lender in the event an escrow agent embezzles…
Read Full ArticleInsurable Interest and Denial of Coverage
Insurable Interest and Denial of Coverage The son of an insured filed an action after the insurer denied his claim under a homeowners policy…
Read Full ArticlePersonal Injury Protection Coverage - Kentucky, March 2011 Edition
Personal Injury Protection Coverage - Kentucky, March 2011 edition
Read Full ArticleFlorida Emergency Rule and Memorandum Regarding Claims-Handling Manuals
The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.
Read Full ArticleBP 04 46 07 13 Ordinance or Law Coverage
BP 04 46 07 13 Ordinance or Law Coverage, July 2013 edition
Read Full ArticleCU 24 32 12 05 Limited Coverage Territory
CU 24 32 12 05 Limited Coverage Territory, December 2005 Edition
Read Full ArticleCA 99 28 10 13 Stated Amount Insurance
CA 99 28 10 13 Stated Amount Insurance, October 2013 Edition
Read Full ArticleFaxes Considered Damage Despite Incorrect Assumption that Recipients Had Agreed to Reception
The U.S. Court of Appeals for the 11th Circuit has ruled that in the following case the insurer had no duty to cover a class action lawsuit alleging that its insured had sent hundreds of thousands of ”junk faxes”, even if the insured took this action based on the belief that the recipients had agreed to receive the faxes. In handing down this decision the 11th Circuit agreed with the federal district court in Georgia.
Read Full ArticleOn and Off Premises Losses of Power
The AAIS Form 3 Ed 2.0 appears to exclude coverage for damage caused by a power surge, low power or brown out if the (Sudden and Accidental Damage from…
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