In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the last of five articles analyzing the form; this article discusses the Section II Liability section.
Read Full ArticleCoins and stamps are some of the property with restricted limits on the homeowners policy. An issue is the difference between the coins in your pocket and the stamps you put on the mail, and those coins and stamps you collect. This discussion reviews court cases and policy language.
Read Full ArticleTerritory Definition and Overseas Exposures July 21, 2015 We have a client that has been operating within the USA but is now expanding to do work on…
Read Full ArticleCG 21 33 11 85 Exclusion - Designated Products, November 1985 edition
Read Full ArticleArch Insurance Company (ALTRU, LLC) Form 00 ATL0003 00 04 05, April 2005 Edition
Read Full ArticleCM 60 02 09 00 Flat Premium Per Shipping Package - First Class Mail Or Certified Mail, September 2000 Edition
Read Full ArticleA summary of the ISO Circular for April 8, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleThe jury ruled in the plaintiffs' favor after the insurer and defendant turned down a pretrial $1.4 million settlement offer.
Read Full ArticleA Florida appeals court ruled that an insurer did not breach its duty to indemnify in U.S. Fire Ins. Co. v. Hayden Bonded Storage Co., No. 4D05-4, 2006…
Read Full ArticleThis Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.
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