Pfizer Inc. v. United States Specialty Ins. Co.
The decision reinforces that claims must be 'fundamentally identical' for prior notice exclusions to apply.
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Bailees Customers Coverage Form
Bailees Customers Coverage FormIncludes copyrighted material of Insurance Services Office, Inc., with its permission. March…
Read Full ArticleCare, Custody, or Control Exclusion and Removal of Vehicle
The insured moved an ex-employee's car with a forklift. The car was damaged. Does the care, custody, or control exclusion apply to the PD claim?
Read Full ArticleFood Spoliation Is a Consequential Loss
Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…
Read Full ArticleNew Mexico Requires Replacement Cost on Residential Property Insurance
A reminder to insurers on New Mexico statutes.
Read Full ArticleMosquito Transmitted Diseases And Hurricanes
Mosquito Transmitted Diseases And Hurricanes October 23, 2017 Based on the information gathered after Hurricane Katrina, in the aftermath of…
Read Full ArticleStandard Homeowners Endorsements Discussed - Part 11
The final part in a series of articles discussing endorsements available for the ISO homeowners 2022 program. This article discusses endorsements HO 24 71 to HO 34 03.
Read Full ArticleFungi Endorsement Application
Fungi Endorsement Application I have a mold claim on a form 3 homeowner policy. They have the fungi coverage endorsement. The endorsement states we…
Read Full ArticleRose's 1, LLC v. Erie Insurance Exchange
Although the Judge found that there was no 'direct physical loss' for COVID-19 closures, the decision comes with some limitations.
Read Full ArticleIntroduction: How to Use the Umbrella Book
Introduction How To Use FC&S Umbrella April 27, 2015 Comparing multiple umbrella liability insurance policy forms simultaneously…
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