HO 3 and DP 3 Differences
HO 3 and DP 3 Differences What are the main differences between the HO 3 and DP 3 policy forms? New York Subscriber The DP 3 provides property…
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CR 00 40 07 02 Kidnap/Ransom And Extortion Coverage Form
CR 00 40 07 02 Kidnap/Ransom And Extortion Coverage Form, July 2002 Edition
Read Full ArticleALE When Staying with Relatives
Discusses paying relatives when insureds stay with them after a loss.
Read Full ArticleNo Coverage for Theft of Cryptocurrency in Homeowners Policy
A homeowner made a claim against his insurer after losing over $170,000 from his virtual wallet. The courts determined whether this constitutes a direct physical loss to his personal property.
Read Full ArticleFidelity Amendatory Endorsements Part I
Category 25 fidelity endorsements of the ISO Crime and Fidelity program.
Read Full ArticleUmbrella Liability, First State Insurance Company, August 1986
First State Insurance Company Commercial Umbrella Liability Form LEX-CM-UMB-2, August 1986 Edition
Read Full ArticleInsurer Not Permitted to Depreciate Labor for Homeowner Claim
The Supreme Court of Arizona recently answered two questions certified by the U.S. District Court for the District of Arizona that both concerned how an insurer may or may not use depreciation in calculating the actual cash value (ACV) of damaged property.
Read Full ArticleCalifornia Moratorium on Cancellations and Non-Renewals after Airport, Bridge, and Line Fires
Effective for one year after the declaration of the relevant state of emergency.
Read Full ArticleCM 00 22 09 00 Equipment Dealers Coverage Form
CM 00 22 09 00 Equipment Dealers Coverage Form, September 2000 Edition
Read Full ArticleWhile Stopped by Police, Driver Used His Cell Phone to Obtain Insurance. That Didn’t Prevent His License from Being Suspended.
An appellate court in Pennsylvania has reversed a trial court's decision and upheld the license suspension of a driver who obtained insurance coverage…
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