Ruptured Water Main Not Considered An 'Ensuing Loss'
Can the physical rupture of a water main be considered an ensuing loss from subsurface pressurized water?
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Television Damaged During Testing
Television Damaged during Testing September 2, 2014 I have an insured (subcontractor) who has set up a number of electronics to test the system as part…
Read Full ArticleCG 20 33 10 01 Additional Insured-Owners, Lessees or Contractors-Automatic Status When Required in Construction Agreement with You
CG 20 33 10 01 Additional Insured-Owners, Lessees or Contractors-Automatic Status When Required in Construction Agreement with You, October 2001 Edition
Read Full ArticleHO 3 and DP 3 Differences
HO 3 and DP 3 Differences What are the main differences between the HO 3 and DP 3 policy forms? New York Subscriber The DP 3 provides property…
Read Full ArticleCR 00 40 07 02 Kidnap/Ransom And Extortion Coverage Form
CR 00 40 07 02 Kidnap/Ransom And Extortion Coverage Form, July 2002 Edition
Read Full ArticleALE When Staying with Relatives
Discusses paying relatives when insureds stay with them after a loss.
Read Full ArticleNo Coverage for Theft of Cryptocurrency in Homeowners Policy
A homeowner made a claim against his insurer after losing over $170,000 from his virtual wallet. The courts determined whether this constitutes a direct physical loss to his personal property.
Read Full ArticleCircular Tracker 5-19-26
A summary of the ISO Circular for May 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
Read Full ArticleFidelity Amendatory Endorsements Part I
Category 25 fidelity endorsements of the ISO Crime and Fidelity program.
Read Full ArticleUmbrella Liability, First State Insurance Company, August 1986
First State Insurance Company Commercial Umbrella Liability Form LEX-CM-UMB-2, August 1986 Edition
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