HO 04 77 03 22 Ordinance Or Law Increased Amount Of Coverage
HO 04 77 03 22 Ordinance Or Law Increased Amount Of Coverage homeowners endorsement.
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Construction Defects and CGL Coverage
Construction Defects and CGL Coverage Don’t Assume That a Breach-of-Contract Claim Is Never Covered By David D. Thamann, JD, CPCU,…
Read Full ArticleCircular Tracker 1-6-26
A summary of the ISO Circular for January 6, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
Read Full ArticleDeductible under an Uninsured Motorists Policy
When an insured with a $10,000 is struck by an uninsured motorist, does the deductible apply, or does UM cover it?
Read Full ArticleDamage to Property Exclusions
Damage to Property Exclusions October 27, 2014 This case concerns a dispute over insurance coverage for construction defects. The case…
Read Full ArticleISO General Liability Additional Insured Endorsements
A chart with links to the ISO general liability additional insured endorsements.
Read Full ArticleInsurance Coverage Q&A: When You Clean Up Someone Else's Mess
When an insured cleans up a spill he didn't cause and a claim is made, is there any coverage?
Read Full ArticleInsurance Coverage Q&A: Detached Camper Top Damaged in Structure Fire
When a detached camper top is damaged in a structure fire, how does the homeowners policy respond?
Read Full ArticleWrongful Death and MCS-90 Endorsement
Court rules that MCS-90 endorsement mandated coverage for wrongful death of person hit by tractor-trailer.
Read Full ArticleInsurance Q&A: When an Other Structure Doesn't Meet the Definition
Discusses coverage when an other structure holding solar panels essential for power to the dwelling doesn't meet the policy definition of building structure, which determines coverage for the damage.
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