Florida Insurance Commissioner Named in Suit for Enabling Homeowners to Change Consumers' Policies

The lawsuit looks to reverse a recently enacted policy change, and also names two insurers as defendants.

How Should HO 00 15 Be Applied in Piano Loss?

How Should HO 00 15 Be Applied in Piano Loss? Our homeowners insured has a 1916 mahogany Steinway grand piano that he purchased some fifteen years ago.…

Insurance Coverage Q&A: Hidden Wear and Tear

How does the age of a structure affect a denial of coverage for "wear and tear"?

Citing Lawyer's Late Notice to Insurer, Judge Says He's Forced to Overturn $1.1M Legal Malpractice Award to Client

"Under the circumstances, the court sees no alternative but to grant the motion for judgment notwithstanding the verdict. While that is not an obviously sensible result, it is required by the terms of the policy and by Massachusetts law," Chief Judge F. Dennis Saylor IV wrote.

HO 04 80 02 00 Residence Rental Theft

Residence Rental Theft Endorsement HO 04 80

Water Damage Claim Excluded by Wear and Tear Exclusion

October 13, 2010 Water Damage Claim Excluded by Wear and Tear Exclusion This question concerns coverage on a BP 00 02 12 99. It is a typical water damage…

CA P 008 10 13 Commercial Auto Multistate Terrorism Exclusion Forms Revision Advisory Notice To Policyholders

Insurer Pays $50,000 to Caretaker Who Alleged That Dog Had Caused Her to Fall

An insurance company has agreed to settle a lawsuit against its insureds brought by a woman who claimed that she had been injured when their dog caused…

Tenth Circuit: Failure to Satisfy Deductible Leads to No Coverage

Frontline Fellowship failed to show that it had completed repair and replacement or that the actual cash value of the damaged property exceeded the policy deductible at the time of loss.

Laptop Exposed to Steam

Laptop Exposed to Steam February 11, 2013 We received a homeowners contents claim when an insured kept his laptop in a bathroom nook. The claim was…