Disaster Compendium Part I Tornadoes and Hurricanes-Archive
This section of the Disaster Compendium deals with tornadoes and hurricanes.
Read Full ArticleSearch results
Montana Supreme Court: Statutory Cap Does Not Apply When Policy Lists Higher Limits
Because of the language in the policy, the insurer was found to be liable for the policy limits which were more than five times the statutory cap.
Read Full ArticleThe Latest in Cannabis Coverage
The Latest in Cannabis Coverage May 2, 2018 At the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis…
Read Full ArticleGaragekeepers Legal Liability and Direct Coverage
Garagekeepers Legal Liability and Direct Coverage We have a tire and auto repair shop insured with a standard garage policy and garagekeepers coverage.…
Read Full ArticleBP 16 31 08 24 Premium Audit Noncompliance Charge
The ISO BP 16 31 08 24 Premium Audit Noncompliance Charge that can be attached to the Businessowners Coverage form.
Read Full ArticleInsurance Coverage Q&A: When Does Smoking Drugs Become a Production Process?
When tenants smoke drugs in rented property, is it considered a production process?
Read Full ArticleCircular Tracker 8-15-2025
A summary of the ISO Circular for August 15, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleCircular Tracker 5-28-26
A summary of the ISO Circular for May 28, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
Read Full ArticleVermont Mutual Insurance Company v. Poirier
At primary issue was the clause providing liability coverage, which states that Vermont Mutual will pay those sums that the insured becomes legally obligated to pay as "damages because of bodily injury."
Read Full ArticleProperty Damage Claim and Tangible Property Requirement
Property Damage Claim and Tangible Property Requirement We have an insured that installed carpet for a hotel. After the installation was complete, the…
Read Full Article