Circular Tracker 8-15-2025
A summary of the ISO Circular for August 15, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
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Vermont Mutual Insurance Company v. Poirier
At primary issue was the clause providing liability coverage, which states that Vermont Mutual will pay those sums that the insured becomes legally obligated to pay as "damages because of bodily injury."
Read Full ArticleProperty Damage Claim and Tangible Property Requirement
Property Damage Claim and Tangible Property Requirement We have an insured that installed carpet for a hotel. After the installation was complete, the…
Read Full ArticleCG 22 50 11 88 Exclusion - Failure to Supply
CG 22 50 11 88 Exclusion - Failure to Supply, November 1988 Edition
Read Full ArticleCU 24 20 09 00 Broadened Bodily Injury Definition
CU 24 20 09 00 Broadened Bodily Injury Definition, September 2000 Edition
Read Full ArticleWear and Tear Exclusion and Oil Discharge
Wear and Tear Exclusion and Oil Discharge November 18, 2009 Our insured has a PAP and the vehicle in question has physical damage coverage. The insured…
Read Full ArticleBP 00 01 12 92 Businessowners Standard Property Coverage Form
BP 00 01 12 92 Businessowners Standard Property Coverage Form, December 1992 Edition
Read Full ArticleRent Increase Included in Business Income Calculation?
Discusses anticipated rental income and determination of rental value.
Read Full ArticleU.S. Specialty/Houston Casualty/Lloyd's of London Payments/Disbursements Exclusion Form NP0031
U.S. Specialty/Houston Casualty/Lloyd's of London Payments/Disbursements Exclusion Form NP0031, October 2001 Edition
Read Full ArticleBusiness Income Loss Payment Provision Controls When Loss Should Be Paid
When policy limit is to be paid out for business income loss, when should that payment be made?
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