Georgia – Travelers Auto Rate Reduction Approved

A discussion of a press release published by the OCI announcing the rate reduction.

HO 04 12 05 11 Increased Limits on Business Property

HO 04 12 05 11 Increased Limits on Business Property, May 2011 edition

Power Failure or Wear and Tear

Power Failure or Wear and Tear? August 18, 2011 The insured carries an HO 00 03 (4/91). A light fixture in the insured's living room began to spark…

Bad Faith. Even if it's the Stance of your Employer, You Could Suffer the Consequences.

The Court of Appeals of Washington, Division One decided this week that all persons engaged in the business of insurance, including individual adjusters, may be liable for bad faith and violating Washington's Consumer Protection Act, whether or not there is a contractual relationship between the parties.

False Pretense and Meaning of "Drawee"

Discusses drawees relative to credit card transactions.

Other Structures Coverage

Other Structures Coverage
May 7, 2018
Our insured has a CP-10 Commercial Package. They have an unscheduled structure that the agent believed to…

Insurer Not Obligated to Pay Settlement to Parents of Suicide Victim

May 28, 2019Upholding the lower court's ruling, the U.S. Court of Appeals for the Eleventh Circuit has ruled that a Chubb Ltd. unit is not obligated…

Ruling Points to Potential Pitfall in Insurance Litigation

"Now, there's not a whole lot to keep them [insurers] from doing whatever the heck they want to do because there's not going to be any legal recourse against them, so long as the mortgage is being paid," the homeowner's attorney said.

Fungi or Bacteria Coverage Question

Fungi or Bacteria Coverage Question Our insured is a pest control business. Endorsement CG 24 25, limited fungi or bacteria coverage, is attached to…

CP 15 45 06 07 Utility Services - Time Element