When Only Part of the System is Flood Damaged
When Only Part of the System is Flood Damaged March 5, 2018 We have a flood loss on a residential property covered by the standard flood…
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New Mexico - Interim Increase in Max Limit for FAIR Plan Policies
A discussion of a press release published by the NM Office of Superintendent of Insurance announcing the provisional approval.
Read Full ArticleProperty Placed in a Trust
Property Placed in a Trust March 28, 2011 I have several clients whose property has been placed in a living trust. They own nothing. Their trust…
Read Full ArticleIllinois Supreme Court Corrects Error of Policy Interpretation
The Illinois Supreme Court has once again corrected an error of insurance policy interpretation by the Illinois Appellate Court, Fifth District and held that the mechanical device exclusion in the policy in question was not ambiguous.
Read Full Article52-Day Delay in Disclaiming Coverage Did Not Violate a Requirement for Timely Disclaimer
The Second Circuit recently confirmed that a liability insurer that waits to deny coverage so that it can investigate the facts giving rise to the disclaimer will not be estopped from denying coverage provided that the insurer does not use the investigation as a tactic to delay the disclaimer.
Read Full ArticleAdditional Insured Entitled to Coverage Under Endorsement
This case deals with the extent of coverage available under an additional insured endorsement.
Read Full ArticleHO 04 95 11 92 Water Back Up and Sump Overflow
Water Back up and Sump Overflow, November 1992 Edition
Read Full ArticleWhen You Can't Hold on to your Wedding Rings
Case where insured lost wedding rings on a regular basis.
Read Full ArticleMissing Property with No Proof of How It Disappeared Excluded
Missing Property with No Proof of How It Disappeared Excluded A tenant was in place at the insured location when the insured purchased the building.…
Read Full ArticleInsurance Coverage Q&A: How to Apply Catastrophe Limit in Builders Risk Policy
Application of catastrophe limit in builders risk policy.
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