Disclaimer of Coverage Delay
When delays affect coverage.
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Haulers Ins. Co. v. Davenport
Click Here for FC&S Legal Expert AnalysisHaulers Ins. Co. v. DavenportCourt of Appeals of Georgia, Second DivisionFebruary 2, 2018, DecidedA17A1808.2018…
Read Full ArticleSmoke and Soot Damage Indistinguishable?
When soot damages the neighbor's building, and is a malfunctioning boiler a hostile fire?
Read Full ArticleDuty of Good Faith Not Owed to Third Party
A Kansas appeals court found that an insurer owed no duty of good faith and fair dealing to a third party who was a stranger to an insurance contract…
Read Full ArticleOhio Supreme Court Rules That Driver's Insurer Responsible for Covering Accident While Behind the Wheel of Friend's Car
The Ohio Supreme Court weighed in on an ongoing dispute between insurance companies, determining who was responsible for providing coverage after a man crashed his friend's car.
Read Full ArticleCG 21 54 01 96 Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program
CG 21 54 01 96 Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, January 1996 Edition
Read Full ArticleTheft of Keys—Auto or Homeowners Coverage?
Theft of Keys—Auto or Homeowners Coverage?QOur insured had a set of keys stolen from his house and included in that set was the key…
Read Full ArticleUnscheduled Trailer as Cause of Accident
Unscheduled Trailer as Cause of Accident December 11, 2012 We issued the Business Auto Coverage Form, CA 00 01 10 01, with Symbols 7, 8, and 9 for liability…
Read Full ArticleGenerator as Other Structure
Generator as Other Structure July 27, 2015 We recently had a storm where an insured is claiming his commercial grade generator which is outside of his…
Read Full ArticleAI and Autonomous Technologies: New Liability Challenges for Umbrella and Excess Liability Coverage in 2026
Artificial intelligence and autonomous technologies are rapidly changing liability risks, with traditional insurance policies struggling to cover these new exposures. Insurers are responding with new exclusions and specialized products, and policyholders must review their coverage, consult insurers about dedicated AI solutions, and negotiate endorsements for emerging risks.
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