Designated Person or Organization AI Endorsement

Designated Person or Organization AI Endorsement September 9, 2016 We are new to the insurance business and have been requested by one of our customers…

Additional or Replacement Auto

Additional or Replacement Auto March 18, 2014   Our insured has a personal auto policy with three vehicles listed.  On 11/6/13 she purchased…

Disposal of Garbage and Vandalism

Garbage from neighboring building blocks roof drain leading to water damage.

Comprehensive Loss Includes Use of Contaminated Fuel?

Our insured accidentally fueled his nondiesel car with diesel fuel at a self-serve gas station. After traveling a few miles, the car stopped running…

Scrap Wire Covered as Personal Property

Scrap Wire Covered as Personal Property Our insured has the BP 00 02 12 99 (Businessowners Special Property Coverage Form) with endorsement BP 07 06…

CG 40 01 12 19 Genetically Modified Organism Exclusion

Remodeling as Vandalism on Dwelling Policy

Discusses the difference between vandalism and simply changes to the property.

FP 04 61 04 16 Scheduled Personal Property

FP 04 61 04 16 Scheduled Personal Property, April 2016 Edition

Business Interruption Claim - Question of Economic Loss

Question regarding whether there is coverage for business interruption following Hurricane Maria, or if the exclusion for extended business income due to economic loss applies.

Duty to Notify Insurer of Water Damage under the PAP

Duty to Notify Insurer of Water Damage under the PAP November 30, 2009 The claim at issue has a date of loss of end of 2008. Although the insured is…