Circular Tracker 5-1-2024

A summary of the ISO Circular for May 1, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Ex-Latham Partner to Lead DOJ's Crackdown on Pandemic Fraud

Kevin Chambers left Latham early last year to serve as a top adviser to Deputy Attorney General Lisa Monaco.

Connecticut - Flood Disclosure Requirements in Homeowners and Renters Policies

A discussion of a bulletin published by the Connecticut Insurance Department informing insurers of the requirement.

CG 20 17 12 19 Additional Insured - Unit-Owenrs of Townhouse or Homeowners Associations

Contaminated Fuel in Equipment Motor

Question regarding whether coverage is provided for insured's mobile equipment damaged by contaminated fuel.

Dram Shop Actions Not Covered Under CGL Policy

Does the liquor liability exclusion in a CGL policy apply to negligence lawsuits filed against a bar that allegedly served someone too much alcohol?

Automobile and Motor Vehicle Defined

"Automobile" and "Motor Vehicle" Defined   April 26, 2013 Ambiguities in Policy Language   Summary: The personal auto policy (PAP) uses…

Insurance Coverage Q&A: Fire Spreads Asbestos Particles in Smoke

When a fire causes smoke to carry asbestos particles through the dwelling, is there coverage for removal of the asbestos?

Unlicensed Minor Driver Covered for Damage He Causes?

Insured's permission but not licensed.

CA 99 48 10 13 Pollution Liability - Broadened Coverage For Covered Autos - Business Auto And Motor Carrier Coverage Forms

This ISO endorsement CA 99 48 10 13 Pollution Liability - Broadened Coverage For Covered Autos - Business Auto And Motor Carrier Coverage Forms can be used with the Business Auto Coverage Form, and the Motor Carrier Coverage Form.