The Connecticut Insurance Department published a bulletin providing information to insurers writing homeowners and renters insurance of the flood insurance policy disclosures required by state law.

Public Act No. 25-33 requires that insurers include in their homeowners and renters policies a notice that explains that flood losses are not covered under those policies. They should include that flood insurance is available under a separate flood insurance policy and provide information about how the insured can purchase it.

There is no official Notice form used by the Department, but insurers can file their own through ERFF. The notice must be filed by January 31, 2026, for new or renewal policies effective after July 1, 2026.

The bulletin can be found here.

Ray Sugrim

Ray Sugrim

Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.

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