- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Collision Coverage Under a Personal Auto Policy Our insured was driving his car down the highway when a tire on the car shredded. Parts of the tire…
Heart Attack Victim Liable for Auto Accident? If a person insured under a personal auto policy is driving down the road, suddenly suffers a heart attack…
Family Member Liable for Auto Accident? Our named insured sold a covered auto to his grown daughter who lives next door. Unfortunately, he never…
Insured Person and Auto Policy Exclusion Facts of loss are that the insured backed into her son's company vehicle while it is parked and unoccupied.…
Livestock Roundup Covered by Auto Policy? We recently had a claim where our insured was towing a stock trailer with his pickup truck and had an accident.…
Neighbor is injured while repairing insured's vehicle; vehicle fell on neighbor. Is there coverage?
Household Resident Includes Stepchild Living Elsewhere? Is a stepchild living elsewhere automatically considered a resident of your household? My insured's…
Collision Loss Includes Contact with Road? Our insured pulled a fifth wheel trailer with a truck across a portion of Alaska . The vehicle and the…
Our insured accidentally fueled his nondiesel car with diesel fuel at a self-serve gas station. After traveling a few miles, the car stopped running…
Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…