Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

Alert Icon

Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


June 03, 2019

June 3, 2019Collision v. Comprehensive on a standard personal auto policy: A pickup with a small attached utility trailer was backing up. While backing…

May 28, 2019

Discusses clean up of attic when raccoon made a nest and a mess.

May 20, 2019

Discusses septic tanks acting as sewers.

May 13, 2019

Addresses whether semi-trailers can be considered to be farm tractors.

May 06, 2019

Discusses theft and ensuing damage on dwelling fire policy.

April 29, 2019

Windows broken from the inside with no identifiable cause.

April 22, 2019

Discusses engine damage caused by bugs.

April 15, 2019

Discusses flood loss and declaration of flood.

April 07, 2019

Discusses how business income is determined when the insured could have profited from a change in the availability of other businesses.

April 01, 2019

This question clarifies water that falls into window wells versus water that falls on the ground.