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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Workers Compensation — Voluntary Compensation Endorsement Do workers' compensation losses that fall under the voluntary compensation…
Garage Policy not for Storage Expenses Our insured is a trailer/RV dealer. His Dodge truck had a fire in the engine. At the time, the insured was pulling…
States that the cost of getting to a plumbing leak that must be repaired is covered by property insurance.
Jones Act Coverage forRiverboat Casino Employees Q Our question deals with gambling casinos that are on water and injuries that occur to those who…
Farm Liability for Damage by Fire Similar to the CGL form, the farm liability policy provides fire legal liability for damage by fire to a rented…
Odd Lot Doctrine Q An employee of one of our clients injured his back at work and applied for workers compensation benefits; the employee was awarded…
Business Auto Coverage for Rented Vehicle Our insured has symbol 7 on his business auto policy (BAP) for both collision and comprehensive coverages.…
Loading or Unloading Coverage Dispute The question we have is in regard to which policy covers the following loss. The insured is a furniture delivery…
Boat Dealer's Coverage under Marina Operators Form Q Our insured operates a boat dealership and marina. Coverage is under a Marina Operators form…
Seller's Liabilities Assumed by Purchaser? Q Our insured is going to purchase another manufacturing company soon and is concerned about possible future…