The Status of Data Breach Notification Laws in the United States  May 19, 2014  Summary: In 1748, in response to the request of a friend, Benjamin…

Workers Compensation and Employed Minors   May 12, 2014   State Statutes Vary on This Issue   Summary: When a legally employed minor…

Intro Page November No. 942 November 1, 2007 Dec Page: The question of the month deals with the duty of the insurer to defend and a subsequent attempt…

Other States Insurance   A Feature of the Workers Comp Policy Widely Misunderstood   April 21, 2014   Summary: In a business environment…

Contractual Liability Exposure     Assuming the Liability of Others Summary: In terms of insurable liability, there are several ways…

May 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with railroad protective liability insurance. When a business…

Does a Snow Emergency Constitute a Civil Authority Claim?   By Susan L. Massmann, CPCU From the April 2014 issue of Claims Magazine   While…

May 2014 Dec Page Article of the Month   When a business contracts with a railroad to perform work on railroad property, the contract ordinarily…

Commercial Property Blanket Insurance   The Advantages and Pitfalls in Effecting Coverage   July 23, 2012   Summary: In the early 1900s,…

Identity Theft   Can Anything Be Done?   March 26, 2014 Summary: Identity theft is increasingly in the news, whether it is the clever ad…