A summary of the ISO Circular for July 12, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Discusses dependent property contingencies and available coverages, as well as application of the additional coverage for civil authority.

This article on the Key Bridge collapse discusses what happened, who is involved from an insurance and liability perspective, and what we know about the exposures and their coverage implications.

Editors favorite coverage questions from 2022 including bears, bull semen, motorized surfboards and arson.

When the point-of-sale company for a business suffers a loss, does the insured's policy provide coverage for the stolen funds?

A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.

This question deals with a claims situation where a hotel's chef was injured at his employer's culinary awards celebration, and the claim's applicability to workers compensation coverage.

Questions coverage for bull semen as perishable stock on the spoilage endorsement if not shown in the Schedule.

This question and answer addresses a situation where a like kind and quality replacement is not available.

A selection of flood related questions and answers.