Directors and Officers (D&O) liability exposures continue to evolve at an accelerated pace. Traditional securities class actions (SCAs) now intersect with new technological, regulatory, and global pressures, placing heightened personal accountability on boards and executives. The core driver is still the obligation to implement reasonable oversight systems for material risks—with courts increasingly willing to scrutinize whether directors adequately monitored emerging threats like artificial intelligence (AI), cyber incidents, and geopolitical disruptions.

Few issues carry as much potential for catastrophic financial surprises as the bankruptcy or insolvency of either the insured or — more commonly and insidiously — one or more underlying insurers in an umbrella or excess liability program. Persistent inflation in jury verdicts, rising defense costs, and a series of high-profile insurer financial dislocations have once again cast sunlight on the adequacy (or inadequacy) of policy language designed to address insolvency scenarios.

A summary of the ISO Circular for April 6, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

The court determined whether Meta's conduct was deliberate or accidental in ruling whether the insurers had a duty to defend.

An analysis of the ISO CP 04 09 10 12 Increase in Rebuilding Expenses Following Disaster (Additional Expense Coverage on Annual Aggregate Basis) endorsement that can be attached to the Building and Personal Property Coverage Form or the Condominium Association Coverage Form.

When a drain under the floor leaks, is it inside or outside the property?

A summary of the ISO Circular for April 3, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a bulletin published by the SC DOI announcing two upcoming data calls.

A summary of the ISO Circular for April 1, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

The ISO CA 20 11 10 13 Leasing or Rental Concerns - Exclusion of Certain Leased Autos that can be attached to the Business Auto Coverage Form or the Motor Carrier Coverage Form.