Usual Exertion Doctrine? Q I was reading about something called the "usual exertion" principle in a workers compensation case that was before the…

Workers Compensation for Employee on Break I have a question related to a CGL claim. The insured's employee left the building, and was walking to a…

Pollution Attributed to Vandalism Q We recently had a claim where a covered auto (a fuel tanker-trailer) was damaged by vandals when they ran a piece…

Ocean Marine—In Rem Action Discussion Q Our new client is interested in buying proper insurance coverage for his business exposures. We have…

Workers Compensation, Uninsured Motorist Coverage, and Subrogation Rights A former employee was allegedly injured in an auto accident a few years ago.…

Garage Policy not for Storage Expenses Our insured is a trailer/RV dealer. His Dodge truck had a fire in the engine. At the time, the insured was pulling…

Employee's Salary a Continuing Operating Expense Who decides which employees and their payroll remain during the period of restoration? The insured…

Discusses anticipated rental income and determination of rental value.

Other Insurance Clause Under the Lamb-Weston Rule Q We have heard that a rule known as the "Lamb-Weston" rule exists and that it affects coverage…

  Farm Liability for Damage by Fire Similar to the CGL form, the farm liability policy provides fire legal liability for damage by fire to a rented…