The opinion underscored the dire record of business owners seeking coverage for losses attributed to COVID-19. Policies weren't written with the foresight of a once-in-a-century pandemic.
The key to the decision was a new law passed by the General Assembly and signed by Georgia Gov. Brian Kemp which says that during a public health emergency, health care contracts could not be terminated by insurers without 150 days' notice.
Northside's attorney S. Derek Bauer accused Anthem of trying to "play chicken" with people's lives. For its part, Anthem accused Northside of turning down "generous increases"—and added to its litigation team.
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