Discusses flood loss and declaration of flood.

This article discusses the new ISO coverage form for personal property for those who move frequently.

Discusses how business income is determined when the insured could have profited from a change in the availability of other businesses.

This question clarifies water that falls into window wells versus water that falls on the ground.

This article discusses the possibility of insurance when alien forces cause damage.

This article discusses the common misperception among insureds that "full coverage" exists on auto policies.

This article discusses flooding from rivers, snow melt, and wildfires.

This discusses the many ways the insurance department regulates and monitors the insurance industry.