Discusses the property coverages in the AAIS homeowners program, with particular reference to the form 3.

This article provides an overview of the reinsurance process and examines the concepts and principles that form the basis of reinsurance.

Commercial use of photographic and musical equipment can be arranged under the commercial articles coverage form, affording open perils coverage for cameras and musical instruments owned by or in the care, custody, or control of the insured.

Discusses special arbitration agreement used to settle arguments among casualty insurers, self-insurers, and commercial insureds. The agreement consists of compulsory and voluntary section.

Analyzes ISO form FP 00 90, which contains conditions, definitions, deductible information, and limits. The form is attached to the other farm property coverage forms.

This chart indicates which of the fifty states recognizes the tort of bad faith in first party claims against insurers.

Federal laws may affect workers beyond the authority of the states; i.e., the U.S. Longshore and Harbor Workers Comp Act, the Federal Employees Comp Act, the Coal Mine Health and Safety Act, and the Jones Act. Several endorsements are available for use.

The standard property policy is designed for risks for which coverage under the other forms of the commercial program is too broad. It may be thought of as a scaled-down version of the building and personal property form.

Traces the history of directors and officers liability insurance and describes the typical policy provisions.

Several endorsements are available that modify coverage under the builders risk policy in various manners. These endorsements are discussed here: reporting form; renovations; separate or subcontractors interests; and collapse during construction.