Typical D & O forms include a dishonesty exclusion, which precludes coverage for dishonest, fraudulent, and criminal acts committed by individual insureds. This article discusses various forms of such exclusions and potential implications on coverage

Bodily Injury/Personal Injury/Property Damage/Advertising Injury (BI/PD/PD/AI)—Archived Article October 2004 All D&O policies contain exclusions…

Discusses the various categories of insureds under typical D & O policies. Topics included are individual insureds, insured corporations, corporate reimbursement, and entity coverage.

Risk Management—Archived Article Risk Control August 2005 Once the directors' and officers' risks of loss have been identified, existing corporate…

Pollution—Archived Article October 2004 Pollution-liability claims are frequently brought against corporations and, in many instances, against…

Claims-Made Coverage Features—Archived Article November 2005 All D&O policies reviewed for The D&O Book provide claims-made coverage.…

D & O policies typically are written on claims-made forms. This discussion explains the claims-made format as well as various claims-reporting requirements, what constitutes a claim, retroactive dates, and extended reporting periods.

Explains arbitration as it applies to provisions on D & O insurance policies.

Discusses areas where D & O risk management practices should be applied and offers specific recommendations for reducing or eliminating some exposures.

Insured Versus Insured—Archived Article October 2004 Insured-versus-insured exclusions, sometimes called cross-claim exclusions, are routinely…