May 2008 Dec Page Question of the Month Most, if not all, homeowners policies contain liability and medical payments exclusions pertaining to activities…

September 2007 Intro Page No. 940 September 4, 2007 Dec Page The Dec Page this month concludes the discussion of EIFS (exterior insulation and…

December 2007 Intro Page No. 943 December 3, 2007 Dec Page The question of the month discusses the various laws (federal and state) dealing…

November 2007 Dec Page Question of the Month The duty to defend on the part of the insurer is strongly upheld by courts around the country.…

October 2007 Intro Page No. 941 October 1, 2007 Dec Page The question of the month in the Dec Page deals with loss resulting from mine…

Discusses boiler and machinery coverage.

Each state regulates insurers rates in various ways. Some require prior approval, while others employ a file-and-use system. Others use a subsequent disapproval system with a deemer period. Still other states have open rating laws.

Reviews the garagekeepers coverage section, which addresses the exposure that garagekeepers have for customers autos in their care, custody, or control. The bailee exposure for garagekeepers is insured through this coverage.

Analyzes and discusses the personal exposure, the coverage extensions, and additional coverages in ISOs farm form FP 00 12.

Analyzes ISOs new combination safe depository policy.