The South Carolina Department of Insurance published an order announcing an increase in the reinstatement fee for uninsured motorists operating vehicles illegally in the state.
Section 56-10-520 of the South Carolina Insurance Code prohibits anyone with an uninsured motor vehicle from operating the vehicle in the state. Anyone doing so can face suspension of their driver's license, registration certificates, and license plates until the reinstatement fee is paid.
The statute sets the reinstatement fee, which is adjusted annually by the Director. The fee is adjusted based on the average rate increase for private passenger automobile insurance in the state. An analysis of premiums from 2023 to 2024 determined that the average rate increase was around 10.7%. Based on the analysis, the reinstatement fee for 2027 will be set at $775.
The order is effective January 1, 2027.
The order can be found here.
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.