The Florida Office of Insurance Regulation published a notice to insurers to file the 2026 Catastrophe Reporting Form through the Insurance Regulation Filing System (IRFS).
The data call is mandatory for the purpose of collecting claims and other information when a hurricane or other natural disaster causes catastrophic damage in the state. Insurers are required to submit simplified claims data immediately after a natural disaster. The reporting deadlines for Hurricane Isaias are Tuesday, October 13, and Thursday, October 15, by 12 p.m. ET.
Insurers authorized to write the following lines in Florida are required to submit a filing: fire; allied lines; farmowners multi-peril; homeowners multi-peril; commercial multi-peril; private flood; ocean marine; inland marine; PPA physical damage; commercial auto physical damage; aircraft; glass; boiler and machinery; industrial fire; industrial extended coverage; mobile home multi-peril; mobile home physical damage; multi-peril crop; surplus lines federally authorized; and surplus lines property and casualty.
Insurers with no policies in force for those lines or with no claims for the related hurricane or catastrophe are still required to make a "No Data" filing. The OIR may use the aggregated data in summary reports to inform the general public about a catastrophic event and its impact on the insurance market.
The notice can be found here.
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.