| Circular Number | Circular Title | Summary | State(s) |
| CC-AA-2026-009 | COMMUNITY MITIGATION CLASSIFICATION CHANGES EFFECTIVE DECEMBER 1, 2026 | ISO provides the changes in community public fire protection and building code effectiveness classifications for the listed jurisdictions. The changes are applicable to all policies written on or after December 1, 2026. | AK, AL, AR, AZ, CA, CT, DE, FL, GA, IA, IL, IN, KS, KY, MD, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY |
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.