The New Mexico Office of Superintendent of Insurance published a bulletin announcing the Medical Malpractice Premium Reduction (MMPR) program for eligible private medical malpractice insurance policies.

OSI had previously conducted a data call for medical malpractice carriers and used the data to calculate a premium reduction for eligible providers. Independent providers and group practices that purchased medical professional liability insurance in 2025 and that responded to the April 10, 2026, data call are eligible for the program. Surplus and excess line insurers and risk retention groups are not eligible.

The MMPR amount was determined based on the earned premium for eligible independent providers. The MMPR is 17.3% of the 2025 earned premium. The following carriers must provide the MMPR to eligible providers:

• Allied World Insurance Co
• Aspen American Insurance Co
• Doctors Co
• Great Divide Insurance Co
• Mag Mutual Insurance Co
• Medical Protective Co
• NCMIC Insurance Co
• Norcal Insurance Co
• Proassurance Insurance Co of America
• ProAssurance Indemnity
• Pro-Select Insurance Co
• Professional Solutions Insurance Co
• State Farm Fire and Casualty Co

The State Legislature provided $5 million to OSI for the program. Carriers must sign an affidavit in order to be reimbursed for the reduction.