The South Carolina Department of Insurance published a bulletin announcing two data calls for commercial general liability and liquor liability.

Any insurer participating in the commercial general liability and liquor liability market is required to submit the data call. This includes licensed insurers and eligible surplus lines insurers. The data call does not apply to life or health insurers, monoline financial guaranty, mortgage guaranty, title, fidelity and surety, workers' compensation, or reinsurers.

The information required by the data call should include data from1/1/2015 through 12/31/2025, and must include the following:

  • The number of policies written in the state that provide coverage by insurers for liquor liability
  • The volume of earned premiums associated with the coverage provided
  • The number of claims closed with payments and the volume of those payments associated with liquor liability coverage
  • The number of claims open and the volume of actual reserves on those claims
  • The volume of reserves for incurred but not reported claims associated with liquor liability coverage
  • The sum of subrogation and salvage
  • The volume of combined losses as a percentage of premiums
  • The amount of profit as a percentage of premiums
  • The number of policies written in the state that provide coverage by insurers for commercial general liability
  • Information on how rates have changed over the past ten years

The Liability Data Call excel file should be submitted via email to [email protected] by August 31, 2026.

The bulletin can be found here.