| Circular Number | Circular Title | Summary | State(s) |
| CE-AA-2026-004 | PROPERTY/CASUALTY INSURANCE INDUSTRY FINANCIAL RESULTS: YEAR-END 2025 ANALYSIS | ISO provides an analysis of the industry's financial performance for 2025. The analysis includes underwriting resuls, investment gains, and changes in surplus. | All |
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.