The Pennsylvania Insurance Department published a bulletin announcing which types of insurance have rate, rule, and policy form filing requirements, and which have been deregulated.

Effective April 12, 2026, the Commissioner states that rate, rule, and policy form filing requirements apply only to the following lines of insurance: all kinds of personal risk insurance, commercial property, commercial flood (rates and rules only), farmowners, medical professional liability, workers' compensation, commercial general liability, businessowners, commercial cyber liability, title, commercial auto, and day care centers, lender-placed insurance products.

All other kinds of property and casualty insurance are deregulated. However, insurers should know that regardless of whether rule or form filing requirements apply,they must always comply with Federal and State law.