Electric bikes have become very popular over the past few years, and as a result states are determining how they should be treated. Statutes vary across states, and we've tried to capture the most relevant information here. Many states use the 3 class system, and states vary as to requirements regarding helmets, age of operator, and other requirements. More information can be found in our companion article Electric Bikes - Where to Find Coverage.
Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.