The Oregon Department of Consumer and Business Services Division of Financial Regulation published a bulletin providing guidance to surplus lines insurers on the provisions of Senate Bill 829.

Senate Bill 829 (2025) Affordable Housing Commercial Property and Liability Insurance Export List allows producers to place commercial property for eligible affordable housing properties insurance directly with surplus lines carriers. Previously, producers were required to perform a diligent search of the admitted insurance market before turning to surplus lines.

Eligible affordable housing properties include residential properties where: each unit of made available to own or rent to families with incomes of 80 percent or less of the area median income; the average of all units is made available to families with incomes of 60 percent or less of the area median income; or the property is a manufactured dwelling park that serves households with incomes of 120 percent or less of the area median income.