| Circular Number | Circular Title | Summary | State(s) |
| AM-CF-2026-001 | COMMERCIAL PROPERTY ACTUARIAL PANEL MINUTES ATTACHED | ISO provides the minutes for the commercial property actuarial panel meeting that took place on December 3, 2025. | All |
| LI-PR-2026-006 | DELAWARE MEDICAL PROFESSIONAL LIABILITY ADVISORY PROSPECTIVE LOSS COST REVISION APPROVED | ISO announces that the Delaware Insurance Department approved revised loss costs representing a combined 1.5% change from the current loss costs. Each insurer electing to use the revision is responsible for their own effective date. | DE |
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.